Under the rubric of financial inclusion , lending to the poor in both the global North and global South has become a highly lucrative and rapidly expanding industry since the 1990s. A key inquiry of this book is what is the financial in which the poor are asked to join. Instead of embracing the mainstream position that financial inclusion is a natural, inevitable and mutually beneficial arrangement, Debtfare States and the Poverty Industry suggests that the structural violence inherent to neoliberalism and credit-led accumulation have created and normalized a reality in which the working poor can no longer afford to live without expensive.
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